Spectrum Auto Loans

Spectrum Lowers Auto Loan Rates!

Right now, Spectrum is offering our lowest Auto Loan rates in years: as low as 3.89% Annual Percentage Rate on New Autos, and as low as 3.99% APR on Used Autos.

These rates are based on a term of up to 60 months; other loan terms and attractive low rates are also available. All loans are subject to credit approval. Get pre-approved today by calling Spectrum at (800)782-8782.

This is a great opportunity to combine these new rates with the smart car shopping strategy: Auto Loan Pre-Approval.

These days, it's more important than ever to make smart financial decisions, and one of the most important decisions you'll make is how to finance your car purchase.

Fortunately, there's an easy answer for that one: get your loan pre-approved by Spectrum. When you take a few minutes to get pre-approved, you arrive at the auto dealer secure in the knowledge that you've already determined what you're going to pay for the car, and what the loan will cost you.

Just a few of the benefits of loan pre-approval:

  • Pre-approval puts you in the driver's seat: you can ignore the expense and high-pressure tactics of dealer financing, and just focus on car shopping.
  • You won't sacrifice dealer rebates and/or discounts to get a lower interest rate because your loan is already pre-approved, and at Spectrum's highly attractive rates.
  • You won't be taken in by so-called "Zero Percent" dealer offers that are hard to qualify for, and that usually mean the price of the car is artificially increased, with short loan terms and high monthly payments.
  • You will know how much car you can afford to buy before you even visit the dealer.
  • You may have a lower down payment, or none at all, with your financing already in place.

Right now, many auto dealerships are more willing than ever to bargain. And if you get your Spectrum loan pre-approved, you can drive as hard a bargain as you like, without worrying that the dealer will try to "get it all back" with the financing.

There's never been a better time to get a New or Used Auto Loan from Spectrum.

Get pre-approved today by calling Spectrum at (800)782-8782, or apply online.