Direct Deposit You may authorize your paycheck to be automatically deposited electronically to your account through ACH (Automated Clearing House). Make automatic deposits to savings or checking accounts without it getting lost in the mail your having to makde a special trip to a branch or ATM. Simply write a short note to your employer's Payroll Department (or person responsible for payroll) and state the following: Dear ____________, I am authorizing (insert the company name here) to Direct Deposit my paycheck to Spectrum Federal Credit Union, ABA/Routing/Transit # 321075866. My Spectrum FCU member number is # (insert your Spectrum FCU member number). Please credit my Spectrum FCU Checking Account (or Spectrum Savings Account, you choose which one). Sincerely, (your signature and below that your name neatly printed) IMPORTANT NOTE: Did you know that with Direct Deposit, you may open Spectrum's Direct Checking Account - free of monthly service fees - ?Click here for free Direct Checking Account information. Need more information? Spectrum offers online resources for our members to research investing, saving, credit, insurance, budgeting, and similar topics. To help adults ages 18-30 manage their money effectively, we’d like to suggest MoneyMix™: Launch Your Life. And members of all ages will find a wealth of financial and lifestyle information at the Home and Family Finance Resource Center. Please note that Spectrum provides these links for your information only, and has no control over, or responsibiliy for, their content.