My Life Youth Account The 'My Life' account is a special account for youths ages 13-17. It includes a checking account and savings account (accessible via the internet) with a low minimum deposit, as well as a loan discount (with parent as a cosignor). If you are not yet a member and are within the age range required, talk to your folks about signing up. See below for details or click here to download the pdf file (10,000K) of the brochure. Age Range to open, ages 13-17 Minimum required opening deposit: $25.00 Monthly Service Fee: FREE Dividends paid on related savings account only Account features: .5% discount on Signature loans up to $3,000 with parent co-signor Includes MY LIFE SAVINGS ACCOUNT: $25 min. to open, dividends paid quarterly, no minimum required First order of checks FREE Access through share drafts (checks) Deposit in person, by mail, or automatic payroll deposit Withdrawals in person, by ATM, SFCU VISA® check card (subject to approval), SAM-24 or PAL (pc banking) Overdraft protection from savings May set up automatic loan payments from this account Special educational link to Googolplex (click graphic below): Additionally, members' funds are secure and guaranteed. The National Credit Union Administration (NCUA) insures the cumulative balances of Share/Checking/Club and Share Certificate accounts up to $250,000 (IRAs insured separately). Additional Share Insurance deposit coverage up to $250,000 on all credit union deposit accounts currently being insured by the NCUA is covered by American Share Insurance (ASI). This brings the total amount insured to $500,000.