Complete the application of your choice and send it via our website. It will arrive at our offices using a special secure server. We'll follow-up with you as soon as possible to ensure that everything is in order, and we can properly process your request. NOTE: Members who complete a Loan Application will need to provide employment and income verification as part of our member service follow-up to process your loan request. If you are completing a Loan Application for the purposes of refinancing a non-Spectrum vehicle loan, additional document verification may be required. Potential members who complete an Online Membership Application will also need to complete a Spectrum FCU Signature Card, which you may print out and sign. You need NOT duplicate information you've already submitted as part of your Online Member Application but you should read the pdf over and complete items not covered on the Online Member Application. If you do not print, complete and send in the pdf, a Spectrum FCU Signature Card will be sent to you as part of your membership package and official documentation processing to be a member of this credit union.