Account Access... Convenient: Anytime, Anywhere! Here are various methods to conveniently access your Spectrum Federal Credit Union accounts: by phone anytime: 800-782-8782 (talk to a credit union representative or automatically through SAM-24, touchtone phone account access) by fax (numbers are listed below) via PAL: Personal Account Link on your PC (from the PAL page, click on the green PAL button) via e-mail at: members@spectrumfcu.org securely via the PAL link on our web site, or through our special web page personalization feature at http://www.spectrumfcu.org through ATMs which are part of the Credit Union Co-Op Network including surcharge free cash withdrawals at 7-Eleven store ATMs and other ATMs worldwide which display the Star®, Plus® or Exchange® logos, including point-of-sale purchasing through Interlink®, and, in CA only through the Exchange Deposit Sharing Network by using Spectrum's Check Card wherever the VISA® logo is displayed worldwide by mail (addresses listed below) through Direct Deposit through Payroll Deduction through our 'drop boxes' (San Francisco, Phoenix, Oakridge, San Diego) in person through Shared Branch Network (once on the Shared Branch Network/CU Service Centers page, enter your city name and click to find the nearest participating credit union where you may access your accounts in person) Please note: offsite links to Credit Union Co-Op Network, the Shared Branch Network and 7-Eleven stores are provided for members' convenience only. Spectrum does not maintain these websites, and has no control over their content. Should you have any questions about them, please direct them to the respective websites.   Admin. Branch, CA P.O. Box 193919 San Francisco, CA 941119-3919 PH: 415-701-3500 FAX: 415-522-5160 Houston, TX 3000 Post Oak Blvd. Houston, TX 77056-6503 PH: 713-405-1030 FAX: 713-301-9298 San Francisco, CA 50 Beale St., Lobby San Francisco, CA 94105 PH: 415-777-3960 FAX: 415-7772-331 Frederick, MD 5275 Westview Drive (*NOTE: This branch is for on-site employees only. No public access.) Frederick, MD 21703 PH: 240-215-3250 FAX: 301-620-9298 1041A West Patrick Street (on the Golden Mile) Frederick, MD 21702 PH: 301-620-9008 FAX: 301-620-9730