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Spectrum provides loans tailor-made
to suit your needs! Whether you need a credit card or a new home!
Grab the wheel of a shiny convertible and feel the wind in your
hair! Remodel your home to include a spacious bathroom. Or why not
take that badly needed tropical vacation?
Spectrum
offers you Mortgage Loans, Vehicle Loans (New/Used Auto or Truck,
RV/Boat, New Motorcycle), Signature Loans, Line of Credit Loans,
Share-Secured Loans, Certificate-Secured Loans and the VISA card,
both Gold and Classic.
All
Spectrum loans offer:
- Competitive
rates. Enjoy cost savings with low finance charges!
- Optional
Credit/Life and Disability Insurance. You may purchase insurance
for the peace of mind of knowing that your loan will be paid in
the event of death or disability.
- Easy
Repayment By Payroll Deduction, Mail, Audio Response or In
Person. You'll enjoy the flexibility of choice of payment methods
to suit your individual needs.
- Fast
Turnaround On Loans. In most cases, same day approval is available
(excluding mortgage loans) so you can take advantage of 'hot'
purchase opportunities on short notice!
- Simple-Interest
Financing. Interest is charged by the day on the unpaid principal
balance. By not 'front-loading' the interest, payments are applied
to the principal as well as the interest. There are no pre-payment
penalties.
- Extended
warranty coverage on cars and trucks
- MBI (Mechanical Breakdown Insurance) and GAP
Insurance coverage on cars and trucks
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