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Spectrum provides loans tailor-made
to suit your needs! Whether you need a credit card or a new home!
Grab the wheel of a shiny convertible and feel the wind in your
hair! Remodel your home to include a spacious bathroom. Or why not
take that badly needed tropical vacation?
Spectrum
offers you Mortgage Loans, Vehicle Loans (New/Used Auto or Truck,
RV/Boat, New Motorcycle), Signature Loans, Line of Credit Loans,
Share-Secured Loans, Certificate-Secured Loans and the VISA card,
both Gold and Classic.
All
Spectrum loans offer:
- Competitive
rates. Enjoy cost savings with low finance charges!
- Optional
Credit/Life and Disability Insurance. You may purchase insurance
for the peace of mind of knowing that your loan will be paid in
the event of death or disability.
- Easy
Repayment By Payroll Deduction, Mail, Audio Response or In
Person. You'll enjoy the flexibility of choice of payment methods
to suit your individual needs.
- Fast
Turnaround On Loans. In most cases, same day approval is available
(excluding mortgage loans) so you can take advantage of 'hot'
purchase opportunities on short notice!
- Simple-Interest
Financing. Interest is charged by the day on the unpaid principal
balance. By not 'front-loading' the interest, payments are applied
to the principal as well as the interest. There are no pre-payment
penalties.
- Extended
warranty coverage on cars and trucks
- MBI (Mechanical Breakdown Insurance) and GAP
Insurance coverage on cars and trucks
Need more information? Spectrum offers online resources for our members to research investing, saving, credit, insurance, budgeting, and similar topics. To help adults ages 18-30 manage their money effectively, we’d like to suggest MoneyMix™: Launch Your Life. And members of all ages will find a wealth of financial and lifestyle information at the Home and Family Finance Resource Center.
Please note that Spectrum provides these links for your information only, and has no control over, or responsibiliy for, their content.
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