Personal Signature Loans Click Here to Apply Online Personal Signature Loans This loan is secured by your willingness and aility to repay. It is convenient for you in that it is not secured by your home (like a home equity loan is, for example) and requires less paperwork than an equity loan. With terms from 12 to 84 months there should be a monthly payment amount which could fit your needs! Loan Amount: $20,000 maximum. Signature Loans May Be Used For A Variety Of Purposes. Use this loan for whatever you wish: debt consolidations, household purchases, and vacations! Signature Loans Are Unsecured - which means that no collateral is required for you to make this loan! Need more information? Spectrum offers online resources for our members to research investing, saving, credit, insurance, budgeting, and similar topics. To help adults ages 18-30 manage their money effectively, we’d like to suggest MoneyMix™: Launch Your Life. And members of all ages will find a wealth of financial and lifestyle information at the Home and Family Finance Resource Center. Please note that Spectrum provides these links for your information only, and has no control over, or responsibiliy for, their content.