Financial Fitness Association Information Potential members of Spectrum Federal Credit Union can join Financial Fitness Association regardless of where they live or work - qualifying them to join Spectrum and take advantage of the credit union's many products and services. Current Spectrum members are also eligible for membership in Financial Fitness Association. Joining Financial Fitness Association can give you the best defense against future money worries - education. Familiarizing yourself with the vast landscape of financial products and services can give you the peace of mind that comes from knowing where you are financially and where you are going. Most valuable of all, knowledge can show you how to get there. Follow the link to Financial Fitness Association. You may join at the low annual cost of only $5 by reading the easy instructions on the website.