Games and activities for Kids and Teens, and a FREE magazine for our Young Adult members: Spectrum Federal Credit Union offers a variety of services for our young members that go beyond the basics of checking and savings accounts. Be sure to check out the links below for information, activities, contests, and more! Elementary School up to age 12: Kirby Kangaroo Club Web Page Games, puzzles, jokes, and smart money tips for our youngest members. The 5-Spot Clubhouse More online activities for elementary school age members. Middle School: A. J.'s Mall Money-management games, stories, and learning activities geared to the middle-school years. High School, College and Recent Graduates: Brass Magazine Brass Magazine is the new magazine for teens and college-age members, produced and written by young adults who understand their peers’ interests and money needs. The magazine is mailed free, four times a year, to Spectrum members age 18-24, and you can check out their website here. Spectrum Global Scholarship Competition Spectrum Global or My Life account members who are in college, or graduating high school seniors entering college, are eligible to enter our annual scholarship competition. Two winners are chosen from each category (entering college and continuing college), and each receives a $750.00 prize. Be sure to look for information about the 2008 scholarship program, coming soon! C-Note University Newly updated, with polls, newsletters, developed and approved by CUNA's C-Note Teenage Panel. Games, puzzles, trivia, instant polls, and more: your money and your future as you get ready to leave the teen years behind.   College Payway Spectrum members headed for college owe it to themselves to get educated about the ins and outs of financing their education. Higher education becomes more and more expensive every year, and knowing about the various payment options will allow you to choose the method that is best for you.