
Visa® Credit Cards
As a Spectrum Credit Union member, you deserve the very best. Whether you're planning a trip, managing household finances, or starting your credit history, we offer a variety of credit cards for you to choose from to meet your needs and provide the benefits you deserve.
- Summary
Visa Platinum Card
The Visa Platinum Card is a traditional credit card that offers you the flexibility to make purchases, pay bills, or get cash worldwide. It also comes with many features and benefits.
Visa Signature Card
The Visa Signature Card allows you to earn reward points on all your purchases, including triple points on fuel. Redeem your points for unlimited 1% cash back, airfare starting at just 25,000 points, brand-name merchandise, or even choose your own rewards.
College Rewards Visa Card
If you are a college student with limited credit history, this card allows you to establish a solid credit history and earn valuable rewards. Earn 1,000 bonus points upon your first use of the card.
Secured Visa Card
For those who need to improve or reestablish their credit history, this card allows you to establish a savings account that is pledged as security for your credit card.
- Click on APPLY NOW below to learn more about each product's features and benefits and submit your application today!
- For more information, please stop by your local Spectrum branch, or call us toll-free at 800-782-8782.
- Spectrum Visa accounts opened after 5/2/2012 may get their account information at My Account Access.
- Existing Spectrum cardholders can continue to access account information via our PAL Online Banking page.






