Direct Checking

If you like making your life easier, you should have Direct Checking. This account waives your monthly fee simply for receiving direct deposit payments.

So not only are you saving trips to the credit union, you're saving the environment. It's that easy!

Summary
  • Monthly fee waived if direct deposit is active (at least 1 per month)
  • Free debit card
  • Free PAL Online Banking with bill pay
  • Free E-Statements
  • Direct deposit recommended
  • Overdraft protection available
  • $100 deposit to open
  • NCUA insured up to $250,000
  • Additional $250,000 American Share Insurance*

*All credit union deposits are federally insured by the NCUA up to $250,000. Spectrum FCU insures your funds further with American Share Insurance covering an additional $250,000. Thus, the total insured amount is up to $500,000.

Questions?

Questions?