Prism Checking
Don't just spend with your checking account, earn too! Prism Checking combines the best of both. Make purchases conveniently using this account's Visa® credit card with no annual fee, and start earning competitive dividends on your balance when it reaches $1,000! Spend some, save some, earn some.
- Summary
- Earns dividends on balances over $1,000
- Visa® credit card with no annual fee
- Free debit card
- Free PAL Online Banking with bill pay
- Free E-Statements
- Overdraft protection available
- Direct deposit available
- Monthly fee waived when you maintain $1,000 balance
- $100 deposit to open
- NCUA insured up to $250,000
- Additional $250,000 American Share Insurance*
View our rates.
*All credit union deposits are federally insured by the NCUA up to $250,000. Spectrum FCU insures your funds further with American Share Insurance covering an additional $250,000. Thus, the total insured amount is up to $500,000.
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