Silver Senior Checking

Silver Senior Checking

We firmly believe that things get better with age, including our members. That's why our Silver Senior and Silver Senior Plus accounts are specially designed for members age 55 and better.

Enjoy the money you've worked so hard for and pay no monthly fee. Plus, take advantage of cheaper prices on prescriptions, hearing aids, vision, car rental, and vitamins with your new, free discount card! And if you're age 65 and better be sure to check out our Silver Senior Plus Checking for even more great perks.

Summary
  • Works with Silver Senior Share Account
  • No monthly fee
  • For members age 55 and better
  • Discount card for prescriptions, hearing aids, vision, car rental, and vitamins
  • One free order of checks per year
  • Visa® credit card with no annual fee
  • Free debit card
  • Unlimited debit card transactions
  • 0.25% increase on new certificates and IRAs
  • 0.25% discount on new consumer loans
  • Free PAL Online Banking with bill pay
  • Free E-Statements
  • Direct deposit available
  • Overdraft protection available
  • $100 deposit to open
  • NCUA insured up to $250,000
Silver Senior Plus

In addition to all of the Silver Senior Perks, you'll also receive free access to Nurseline and free traveler's checks!

  • For members 65 and better
  • Works with Silver Senior Plus Share Account
  • Earns competitive dividends
  • Free access to Nurseline: a toll-free health service available 24/7
  • Discount card for prescriptions, hearing aids, vision, car rental, and vitamins
  • Free traveler's checks
  • No monthly fee
  • One free check order per year
  • Visa® credit card with no annual fee
  • Free debit card
  • Unlimited debit card transactions
  • 0.25% increase on new certificates and IRAs
  • 0.25% discount on new consumer loans
  • Free PAL Online Banking with Billpay
  • Free E-Statements
  • Direct deposit available
  • Overdraft protection available
  • $100 deposit to open
  • NCUA insured up to $250,000
  • Additional $250,000 American Share Insurance*

*All credit union deposits are federally insured by the NCUA up to $250,000. Spectrum FCU insures your funds further with American Share Insurance covering an additional $250,000. Thus, the total insured amount is up to $500,000.

Questions?

Questions?