Change up your vehicle, buy a home, or start planning your dream vacation—it's all possible with Spectrum FCU.
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It's a huge relief to get financial help when you need it. We offer loans for all purposes.
- No collateral required
- Competitive rates
- Terms from 12 to 84 months
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You need a reliable vehicle that will meet your needs. We can help you fund it with a loan.
- New and used autos
- Free pre-approval
- Up to 100% financing
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Our professional lending team helps make buying or refinancing a home a simple process.
- Competitive rates
- 10 to 30 year fixed rate options
- ARMs available
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Receive the extra funding you need for bigger purchases from a credit line based on your home's equity.
- Payment is 1% of balance
- Interest capped at 2.5%
- Borrow up to $150,000
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It's the "what ifs" that will make you grateful to have these extra "just in case" funds.
- No annual fee
- Used as overdraft protection
- Funds always available
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New members can streamline the process of moving their money over to Spectrum FCU.
- 0% interest for first 60 days
- Line of credit up to $1,000
- First order of checks free
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Go ahead, you can now take out a loan based on the money you're already saving as collateral.
- Low, competitive rates
- No loan fee
- Secured by your funds
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