Mortgage Loans

Mortgage Loans

Shop for your loan today. Live in your home tomorrow.

With great rates and helpful, friendly Real Estate Loan Officers, Spectrum Federal Credit Union makes it easy to purchase a home, refinance a loan or get secondary financing. We are committed to helping you find the right mortgage product to fit your needs.

We offer a variety of products to meet your financial goals whether you want to purchase a home, refinance, consolidate debt, make home improvements, or need extra cash. Our loans have no prepayment penalties and may be refinanced at any time. If you are looking for reduced cost mortgage alternatives, check out our Reduced Cost Loan Programs.

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For more information on our real estate services, please call us toll-free 888-750-4124, or visit your local SFCU branch and speak to one of our friendly Real Estate Loan Officers.

Real Estate Loan Officers:

San Francisco and Houston Branches
John Peterson
Phone: (855) 405-1036
Mobile: (713) 545-5986
e-mail: jpeterson@spectrumfcu.org

Frederick Branches
Dominick Bratton
Phone: (855) 215-3242
Mobile: (301) 991-4865
e-mail: dbratton@spectrumfcu.org

Summary
  • Competitive rates
  • 10, 15, 20, and 30-year fixed rate loans
  • Can be used to purchase a vacation home
  • 7/1, 5/1, 3/1 Adjustable Rate Mortgages (ARMs) available
  • Jumbo loans
  • Local decisions
  • Personalized service

For more information, contact us.

Second Mortgages

Get an affordable Spectrum FCU fixed rate second mortgage. We offer:

  • No prepayment penalties
  • Local decisions
  • Personalized service

For more information, contact us.

Questions?

Questions?