
Mortgage Loans
Buying a home can be a hectic process. Our professional lending team makes it clean and simple. We'll tailor a loan specifically for you to best meet your needs while keeping your budget in mind.
We offer fixed rate loans ranging from 10 to 30 years, as well as adjustable rate mortgages. We can help you to achieve your refinancing or home ownership goals with an efficient process that makes it easy.
If you are interested in a home loan in the states of Alabama, California, Florida, Georgia, Maryland, Michigan, Illinois, Indiana, Pennsylvania, Ohio, Oregon, Texas, or Washington, learn more and apply through the official Spectrum FCU page at CUSO Mortgage.
For home loans in all other areas, please call Spectrum at (800)782-8782.
- Summary
- Competitive rates
- 10, 15, 20, and 30-year fixed rate loans
- Can be used to purchase a vacation home
- Adjustable Rate Mortgages (ARMs) available
- First mortgage loans up to 80% of home's value
- Local decisions
- Personalized service
For more information, contact us.
- Second Mortgages
Get an affordable Spectrum FCU fixed rate second mortgage. We offer:
- No prepayment penalties
- Fixed 7, 12, or 15 year terms
- Up to 80% of home's value
- Local decisions
- Personalized service
For more information, contact us.






