Silver Senior Share Account

We've got accounts to benefit members at any age, both the young and the young at heart. Our Silver Senior Program is designed specifically for members age 55 and better. Equipped with a discount card for prescriptions, car rental, and more, this account also provides loan discounts to help you fund that dream vacation or new car.

Summary
  • For members 55 and better
  • Earns competitive dividends
  • Works with Silver Senior Checking
  • Discount card for prescriptions, hearing aids, vision, car rental, and vitamins
  • 0.25% basis point increase on new certificates and IRAs
  • 0.25% basis point discount on new consumer loans
  • Free PAL Online Banking
  • Free E-Statements
  • Direct deposit available
  • $25 deposit to open
  • NCUA insured up to $250,000
  • Additional $250,000 American Share Insurance*

*All credit union deposits are federally insured by the NCUA up to $250,000. Spectrum FCU insures your funds further with American Share Insurance covering an additional $250,000. Thus, the total insured amount is up to $500,000.

Silver Senior Plus

In addition to all of the Silver Senior Perks, you'll also receive free access to Nurseline and free traveler's checks!

  • For members 65 and better
  • Earns competitive dividends
  • Works with Silver Senior Plus Checking
  • Free access to Nurseline: a toll-free health service available 24/7
  • Discount card for prescriptions, hearing aids, vision, car rental, and vitamins
  • Free traveler's checks
  • No monthly fee
  • 0.25% basis point increase on new certificates and IRAs
  • 0.25% basis point discount on new consumer loans
  • Free PAL Online Banking
  • Free E-Statements
  • Direct deposit available
  • $25 deposit to open
  • NCUA insured up to $250,000
  • Additional $250,000 American Share Insurance*

*All credit union deposits are federally insured by the NCUA up to $250,000. Spectrum FCU insures your funds further with American Share Insurance covering an additional $250,000. Thus, the total insured amount is up to $500,000.

Questions?

Questions?