Financial Planning
Spectrum FCU is now proud to offer free Financial Planning for all members, offered through our relationship with Mass Mutual.
Our Financial Advisors are located near our San Francisco, Texas, and Maryland branches and are ready to offer an array of services tailored especially for members just like you.
- Services
Free Financial Resource Analysis
- Life & disability income insurance needs
- Analysis of savings and investments
- Retirement income needs
- Budgeting and cash flow study
Retirement Planning
- Individual Retirement Accounts (IRAs)
- Fixed and variable annuities
- Retirement needs analysis
- Long term care insurance
- Life insurance needs analysis
Tuition Funding Programs
- College costs analysis
- Analysis of investment alternatives
- Insurance and investment plans
Open Platform Investment Products
- Mutual funds
- Unit investment trusts
- Direct participation programs
- Securities brokerage services
- Financial Planners
San Francisco, CA:
David Grodin, MB
(510) 357-3715
CA Insurance License #0F38292
Houston, TX:
Josh Joiner, Financial Advisor
Toll-free 800-396-5787
713-402-3857
TX Insurance License #1511189
Frederick, MD:
Scott VanPelt, CLTC
(443) 536-1086
MD Insurance License #RPI 181709
Scottsdale, AZ:
Karen L. Starbowski
(480) 538-2950
AZ Insurance License #886404
Securities, investment advisory and financial planning services are offered by duly authorized Registered Representatives of MML Investors Services, Inc., member SIPC. Supervisory Office: 2121 N California Blvd Suite 395, Walnut Creek, CA94596, Tel: (925) 979-2300. Spectrum Federal Credit Union is not a subsidiary or affiliate of MML Investors Services, Inc.
California Insurance Licensing: David Grodin, #0F38292
Texas Insurance Licensing: Tony Delumen, CLTC
Maryland Insurance Licensing: Scott VanPelt, #RPI 181709
THE PRODUCTS OFFERED: ARE NOT A CREDIT UNION DEPOSIT OR OBLIGATION; ARE NOT FDIC OR NCUA-INSURED; ARE NOT INSURED BY ANY GOVERNMENT AGENCY; ARE NOT GUARANTEED BY ANY CREDIT UNION; MAY GO DOWN IN VALUE* * only applies to registered products (i.e. variable life or variable annuity).
Questions?
