
Online Services
Visit our online branch from the comfort of your own home or wherever you may be, 24/7. Spectrum FCU online services are convenient, beneficial, and efficient. We offer Online Banking also known as PAL (Personal Account Link), online bill pay, mobile banking and E-Statements. So not only will you be saving yourself errands, but you'll also be doing your part to help save the environment.
Note: in order to access PAL Online Banking, any pop-up blockers must be disabled, you must have the latest version of Java (Java 6.0), and if you are using Internet Explorer, please note that versions 6.0 and earlier and not supported.
- PAL Online Banking
- Free to all members
- Available 24/7 (except during system maintenance from 5:00-8:00 pm PST, the 4th Monday of each month)
- View balances in real time
- Transfer funds
- Pay bills
- Make loan payments
- Sign up for E-Statements
- Bill Pay
- Free to all members
- Arrange recurring payments
- Make one-time payments
- Save and organize payee information
- Reduce errands
- Save money on postage
- E-Statements
- Free to all members
- Receive statements electronically
- Easy to organize
- Available 24/7
- Safe and secure
- Download and print when you need a hard copy
- Click here to enroll
- Wire Transfers
Sending money across the country or around the world is easy, safe and secure using Spectrum's wire transfer services.
- Transfer funds from one bank to another, worldwide
- Quick and secure funds transfer
- Outgoing wire transfers $25.00 each
- Out of country wire transfers $35.00 each
Initiate a transfer online or download, print, and fax the authorization form to 415-522-5160.
(NOTE: For online submissions, after you agree to the terms and conditions, we will call you for identification and verification purposes before wire transfer can be completed.)






