Special Offers

Debt Protection for Spectrum Members Life is unpredictable. In times of economic uncertainty, you may worry about unexpected, real-life events that could leave you scrambling to pay your monthly bills, or putting off important new purchases. That’s why Spectrum is introducing Debt Protection, available to be added to your new Spectrum personal or auto loan, mortgage, or Spectrum Visa® card. With Debt Protection (also referred to as Borrower Protection), your loan balance or monthly loan payments can be cancelled without penalty or added interest, in times of disability or involuntary unemployment, or in the event of death. Debt Protection can help relieve financial pressure in the event of death, disability or involuntary unemployment. Spectrum members may purchase coverage for any one, or all, of those contingencies. Get the peace of mind that comes from knowing that you and your credit rating are protected with Debt Protection. Call us today to learn more at (800)782-8782. Long-Term Care Insurance From CUNA Mutual What is Long-Term Care? How much will it cost? Doesn’t Medicare cover Long- Term Care? Do only senior citizens need it? These are tough questions, and getting the right answers is one of the most important steps you can take to insure the security of your future, and your family’s future. Spectrum is pleased to offer our members the opportunity to consult with the representatives of CUNA Mutual Insurance Society to get those answers. CUNA Mutual is an industry leader with more than 55 years combined experience and thousands of satisfied policyholders in the Long-Term Care marketplace. When you contact CUNA Mutual Insurance Society, you’ll have the opportunity to speak with a professional who can discuss your specific needs. They will help to protect your financial assets, ensure access to quality care, help to relieve the burden on your family, and restore your peace of mind. So start planning for your future care today. Contact CUNA Mutual Insurance Society at this link, or by calling (800) 443-6003. Use Spectrum's Online Billpay and you might win $5,000 Spectrum members: are you taking advantage of our FREE billpay program? Would the chance to win $5,000 get you interested? During the months of February and March 2010, every time you use Spectrum's online billpay program, you'll be entered into a drawing for a chance to win $5,000. And best of all, you don't have to do anything: every transaction is an entry into the drawing. So don't wait! If you're not already using Spectrum's FREE online billpay, enroll at our P.A.L. signon page, or call us at (800)782-8782. NOTE: Contest ends 3/31/10. Winner will be drawn from all participating financial institutions. Upgrade your ride, and downgrade pollution, with special exclusive offers for credit union members, a Spectrum car loan, and 1% off your rate on a hybrid vehicle loan. But act fast! There's never been a better time to get a new car: dealers are motivated to sell, and you can save thousands by taking advantage of the special discount programs for credit union members that are being offered on new vehicles by GM and Chrysler. To see just what kinds of savings opportunities are out there for new car shoppers, visit this site to learn more. Saving money, combatting pollution, and getting a new car in the process? Just doesn't get any better! And don't forget, you can make shopping for that car quick and easy with Spectrum's new AutoSMART site. But don't delay. Dealer inventory is getting low on some of the most popular models. Call Spectrum today to get pre-approved for an auto loan, and take advantage of these great opportunities. Speak to a loan officer at (800)782-8782, apply online, or visit your nearest Spectrum branch today. Live Green With Eco-Friendly Acount Options From Spectrum Doing a good job of managing your money can make you feel great. Know what’ll make you feel even better? Not killing trees or wasting gas in the process. At Spectrum, we offer a wide variety of eco-friendly options for our members. You can save paper, envelopes, and stamps by using online account management and billpay through PAL, or by phone with SAM-24, and by signing up for e-statements. With the Spectrum check/debit card, you may never have to write another paper check again (and it’s accepted in many places that won’t take checks at all). Having your paycheck directly deposited to your Spectrum account allows you to save gas by not having to drive to the branch to deposit it. And if you’re feeling the pinch of high gas prices, Spectrum offers a discount off your qualifying rate for any purchase of a hybrid fuel vehicle. To apply, you can call us at (800)782-8782, or follow this link to apply online. So join Spectrum in living green. Call us today, at (800)782-8782, to add any of these products to your Spectrum account.   Shop smart and buy smart with Spectrum and AutoSMART   Getting an auto loan from Spectrum has always been a smart move: easy application process, low rates, great service. And it just got smarter, as Spectrum partners with CUDL AutoSMART to provide members with the easiest, most complete online car-shopping experience available. Click here, and you’ll be taken straight to AutoSMART’s complete car shopping and buying resources customized for Spectrum members. Build your dream car and find out what it will cost, right down to the last cupholder. Search your local area for the best deal on used cars. Use the calculators to figure out your best financing option. Read up on car insurance, credit ratings, whether to buy or lease, money-saving tips, and more. You can just browse around, or set up your own private account to save your information. When you’re ready to buy, just click right back to Spectrum’s online application form. And it’s all FREE. Do the smart thing and start shopping with Spectrum and AutoSMART today! VPI Pet Insurance: The Best For Your Pet Spectrum knows how much our members' pets mean to them. That's why we provide our members with the opportunity to get VPI Pet Insurance at discounted rates. It works just like health insurance for people, saving you money on prescriptions, vet visits, surgical procedures, and more. A VPI Pet Insurance policy allows you to make optimal healthcare decisions for your pet based on his needs and your veterinarian’s recommendation, rather than on the cost of treatment. The nation’s oldest and largest provider of pet health insurance, VPI has helped protect more than one million pets since 1982. As a Spectrum member, you'll receive an exclusive discount for VPI Pet Insurance. Visit them today!